Tuesday was a significant day for Holly's financial status - we signed her up for her own checking account. Not a joint account or one that connects into any of mine, but a bonafide free checking account accessible only by the Schnnogs (or 'Moneybags', as we like to call her). So continues the journey of gently placing (I prefer that phrase to 'kicking') Holly out of the nest.The process was easy enough. Show two forms of ID, pony up some cash (thanks to Mom for the $100 starter), create a profile and it is done. Holly can now write checks, use her ATM card and perform a multitude of on-line banking tasks.
We did have the conversation about overdrawing on the account...I didn't feel that the slight mention of the $33 charge per offense by the bank agent really did the trick. You might say that I dramatically emphasized the ill-effects of writing a bad check or overdrawing on funds.
NSF has a whole new meaning for Holly now - Never Set Foot - as in "in the house" if any banking monkeyshines were to occur!
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